I'M A HOMOWNER!

[MJ4H]

Oh did I make a typo?

Seriously though, just closed on our first house today! Now, the monumental task of moving our pile of stuff from one place to another.

[terpkristin]

Congrats!
Can't wait til I'm ready to join that arena!! :)

picsplskthx ;)

/tk

[Lorena]

Congratufreakinlations!!! And I second the pics request... go ahead and brag :D

[Galaril]

Congrats on the first house. I had a question in general about buying a house. How can I estimate closing costs on a house, rough estimate ie $5,000 on every $100,000 of house price or a % of house price?

[MJ4H]

Well it's only 1100 sq ft. Nothing major. Still if I can get pics, you'll be welcome to them. Actually, you've just given me a great idea for what to do with the little bit of spending money I just happened upon tonight (digital camera).

[Rizon]

That's good for you, it's not everyday someone can come out of the closet. I mean purchase something that has closets.

[Joe]

what kind of homo do you own?

[Emiliano]

Congrats!

[Craptacular]

Congrats!!

[Eaglesfan27]

Congrats!

I hope to be posting the same thing (ok, not the same exact thing) in a few months.

[Draft Dodger]

congrats.

glad I don't have to be the one to create the parody thread.

[Zippo]

what kind of homo do you own?
how many different ones are there? :)

[st.cronin]

I'm looking forward to joining this club. Congratulations and good luck.

[FrogMan]

congratulations, welcome to the world of people on their own who can't complain to the landlord when there's a leaky faucet :)

Well, it's also the world of people who can start doing their laundry at 2 am or let their kids run and walk as loudly as they want at 5 am without fear of annoying a neighbor. And that my friend, to me at least, has no price :)

FM

[Lorena]

congratulations, welcome to the world of people on their own who can't complain to the landlord when there's a leaky faucet :)

Well, it's also the world of people who can start doing their laundry at 2 am or let their kids run and walk as loudly as they want at 5 am without fear of annoying a neighbor. And that my friend, to me at least, has no price :)

FM

Totally, totally agree! I'm so sick of neighbors complaining of the "bass" sound coming from our alarm clock... how ridiculous is that?

We will soon join the club I'm sure!

[SnDvls]

congrats.

new or used?

I only ask because you might not want to spend that money if it's new....got lots of stuff to use it on like #1 blinds for all the windows.

[cubboyroy1826]

Congrats man. Good luck with the move.

[cubboyroy1826]

Closing costs can vary quite a bit by state and county. Some counties have a transfer tax the buyer actually pays rather than the seller. The cost of title insurance and the closing fee varies very much by state. With that said if you dont pay any points the fees i charge in Illinois are about $1250 which includes underwriting. processing and the appraisal. Whoever you talk to about a loan will give you a good faith estimate which should give you a good idea of costs.

[timmynausea]

hompwned.

congrats.

[JAG]

Congrats MJ4H. Have you already designated the poker room?

[sterlingice]

Awesome :D

I'm going to third or fourth or whatever the request for pics

SI

[Galaril]

Closing costs can vary quite a bit by state and county. Some counties have a transfer tax the buyer actually pays rather than the seller. The cost of title insurance and the closing fee varies very much by state. With that said if you dont pay any points the fees i charge in Illinois are about $1250 which includes underwriting. processing and the appraisal. Whoever you talk to about a loan will give you a good faith estimate which should give you a good idea of costs.


Thanks for the info Cubboyroy1826!

[MJ4H]

My pile of stuff has been successfully moved.

Oh and for those that wanted pics:

http://i7.photobucket.com/albums/y257/Gorgonian14/sids7rr.jpg

[Cringer]

Well it's only 1100 sq ft. Nothing major.

Don't knock your new house man, you know you love it. And my mom's house is 650 sq. ft. so I bet it's a mansion compared to that.

Congrats. It's a good feeling.

[MJ4H]

I love it love it love it. It is the perfect size for us. With a huge backyard, too. Wheeeee!

[MJ4H]

Man, local.live.com has added a birdseye view feature for a lot of areas, including where I live, so I can view my neighborhood from the sky from any of the four cardinal directions. So I remembered this thread where people wanted pictures of my house. Well, here it is. It looks a little different now (there is a tree in both the front and back yard now and we painted the shutters burgundy and added flowers and seeded the lawn a bit), but this is basically it. We still love it.

http://i7.photobucket.com/albums/y257/Gorgonian14/myhouse6.jpg

[terpkristin]

Cool :)

/tk

[oliegirl]

Very cool - Congrats MJ4H! We'll hopefully be joining this club soon :)

[Lorena]

Now that's what I call a backyard!