while i've never had my card stolen, what HAS happened to me on two different occasions (and this may chap my hide even more than traditional theft) is a waitress adding an extra 0 to my tip amount b/c, i guess, she figured we were drunk and by the time the statement came i either wouldn't notice or remember or i would figure it was reasonable. but when a $50 tab with a $10 tip shows up on your statement as $150 total, that's hard to miss. obviously i got it corrected and never had to pay it, but it pisses me off the lack of morality in some people - this is theft, pure and simple, just like any other.
and while i'm on my soapbox, on another occasion, this time at bennigans, i was with my mom and pops, and we had quite a few beers with dinner, and i think our tab was around $100, and the con-artist waitress brought us our tab, ringing up an extra c-note, and we paid it at first, but then we looked closer at it after she left, and pops called it out to her, and whaddya know - she had the extra cash ready immediately in her front pocket to give back without question - she didn't even look at the tab - a blatant sign she knew what she was doing.
