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Originally Posted by GrantDawg
a) $2500 does not come close to paying for health insurance. You are going to be paying a whole lot more than that
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Agreed.
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Private (non-group) health insurance sucks bad. They will not pay for anything, and drop you in a heartbeat if you get too expensive. Without the protection of a group (where they'd lose a lot more than your single policy), you better never get sick.
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Disagreed. I've had a much better experience with private coverage (except for cost) than I ever had with any employer group plan. And I mean by such a wide margin that it isn't even close.
From a cost standpoint I wouldn't mind going back to some sort of group, but from a service standpoint we've done an exponentially better job selecting the right coverage for us than any employer ever did.