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I'm still surprised that your condo association didn't cover it. Usually common areas are always covered and for good reason.
But I would go after the banks now. Not sure the recourse there, but they are the rightful owners and sold you the property. The closest issue I had was when I bought a condo, the company that was hired to manage the building stole all the money (like $500k) and no one found out till a month after I bought the place. So they had to do a bunch of special assesments and I went after the previous owner and eventually got the money from his insurance company.
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