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It's a re-fi at the end of a balloon'ish note. Basically going to end up saving us close to $200/month by the time all is said & done ... assuming the appraisal at least reaches what we still owe. It should be fine, but having been specifically warned to expect at least a 25% drop in value vs six years so ain't nothing for sure until this comes back next week.
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"I lit another cigarette. Unless I specifically inform you to the contrary, I am always lighting another cigarette." - from a novel by Martin Amis
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