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I agree, 14M is a lot. On the flip, look at the other RBs that have torn ACLs recently (players in general, Dalvin Cook, Cooper Kupp). According to 247, about 51 players tore ACLs in 2017 and 11 players tore an ACL before the first preseason game. There are other injuries too that would scare teams off long-term. So he risks injuring himself and severely decreasing his value over 14M, whereas now he's in good shape (presumably), healthy, and will probably sign for 20-25M guaranteed...maybe more.
His teammates kind of suck balls too from all their comments. I would not rush back for those guys.
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