Quote:
Originally Posted by Lathum
Where are you seeing sub 4 interest rates? We are in the midst of the closing process right now. Wife and I have impeccable credit, over 800. Virtually no debt, income well into 6 figures, and putting well over 20% down and lowest we were offered from several lenders was 4.3. Buying in NJ.
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Yeah, I talked to a lender and they quoted me something like 4.5 and that's with a 20% down payment and a 750 credit score. They said I get dinged because I've only been at my new job for just a couple of months.