Quote:
Originally Posted by PilotMan
Does your wife pay into SS? In my state, they have pensions for the very reason that they don't have SS withheld and are not earning SS credits.
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Before she was a teacher, she did pay some into SS but not enough for 10 years or necessary credits. Now as a teacher, no SS.
If she was not a teacher and did not have enough for 10 years, she would still be eligible for half of my SS (I think). So if I got $20K and she would get $10K and that would be our SS at retirement.
As a teacher with a pension ...
If her pension = $5K, would that mean she just got $10K total (e.g. half of mine) and therefore her teacher pension doesn't factor in since its less than what she would be getting as my spouse?
If her pension = $15K, would this mean she get $10K (e.g. half of mine) and $5K of her teacher pension for a total of $15K?
Just not sure how this work.