[molson]

There's a big battle going on in a few states about re-negotiating pensions. One of the advantages living in a conservative state is that doesn't seem to be a concern here, at least at the moment, the pension and state budget situation are very strong. If that changes, I'm kind of screwed, but if it doesn't, I'm pretty good, I'll probably be, if I retire at 60, around 70% of my last salary as a guarantee for my life and then a beneficiary's life if I die first (with cost of living adjustments). I've just started aggressively investing in a side Roth IRA the last few years as a supplement, but there's only so much I can put in when the pension takes so much.