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Old 01-25-2022, 07:56 AM   #12
Ksyrup
This guy has posted so much, his fingers are about to fall off.
 
Join Date: Nov 2000
Location: In Absentia
One of the things to watch for is the plans where you get some sort of trial at adoption and then buy the plan, what they consider "preexisting" can be tricky. A number of complaints we dealt with were this scenario.

It really does take a deep dive to make sure it is worth it. There were some plans being offered where you'd pay about $700-800 in premium a year, and your max benefit was like $1000-1100. To me, that's just not worth it. To others, they don't view $50 a month as a big deal to make sure they don't have a $1000 bill at one time.

It's kinda the way people view tax refunds differently. Some people hate giving the government an interest-free loan; others like the comfort of knowing they are getting a couple thousand dollar "bonus" once a year.
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Last edited by Ksyrup : 01-25-2022 at 07:56 AM.
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