[GrantDawg]

I question that quote. I can get crappy insurance at that rate with the ACA, but I doubt she would qualify for the tax breaks. The only way they are getting her that rate without tax breaks if it was some kind of "catastrophic" insurance that would only partial cover a major event and have tens of thousands of dollars in deductions before they pay the first dollar. That might be some type of coverage, but for almost anyone that is not worth it. You would probably be better off buying $500 worth of lottery tickets a month and using any winnings to pay your medical bills.