Yeah, I've crashed like once in 40 hours (5600X, 3070), and even that was probably because I'm already dabbling with mods.
I've seen some FPS dips, but nothing unbearable. The ship seems to right itself if you give it a second. It's most noticeable for me when exiting to an exterior cell -- and you just get the sense that it's loading assets and shaders. Not unplayable by any stretch.
(But I've also played a *heavily* modded Oblivion for the last fifteen years, so dips and artifacts are something I expect. If it turns out that I paid $60 just so it wouldn't crash every two hours, I'll consider that a huge win.)
Now, if some genius out there could just do something about the horrific inventory management...
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