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Old 06-13-2019, 12:20 PM   #40
Capital
High School Varsity
 
Join Date: Oct 2000
Roth vs. Traditional - depends on your situation. If you are young and in a lower tax brackets - then the Roth works very well - pay taxes now when your bracket is lower.

Otherwise, the traditional 401k works because you are lowering your AGI now when your tax bracket is likely higher than in retirement.

So, it depends...
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