Quote:
Originally Posted by Arles
Agreed with your final paragraph and I would certainly put "uninsurable" conditions as one of the top groups for supplemented coverage. I think some kind of "catestrophic/safety net" coverage for those without coverage may even be a decent idea. I'm much more worried about a 24-year old with cerebral palsy than a 24-year old who declined coverage in his first job to have more beer money on the weekends.
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24 year olds with CP are already eligible for Medicaid. Almost every state requires them to be extended on their parent's plan too.
The only way any government plan can even have a chance of working is getting the 24 year old male covered and contributing. A good amount of the uninsured are just young people who don't want to pay.