Quote:
Originally Posted by Lathum
If I know I am making a big purchase or travelling I just call them and they note the account. That has worked well to avoid the embarrassment of it being declined.
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I haven't needed to do this in 3-4 years, it used to be just going from LA to Vegas without calling ahead would result in my card being put on hold, but with chip and pin (and I'm also guessing advances in AI/predictive learning) now they can track the location of your actual card with a level of confidence. I used both my bank and credit card in Africa, Turkey and Dubai last year and didn't have the slightest issue.