The only thing I'd wonder about with the Big Ten is whether the UM/OSU winner gets in with a loss in the championship game. The west could be in a four-way tie at three conference losses next week. I could see Iowa getting through again. Though only Northwestern seems to be out of it completely.
The Pac-12 is eating its own, as usual. The Big 12 - no one is even under 3 losses other than TCU. Clemson has some decent wins, but none as highly ranked as Penn State. So there's plenty of room for a lucky non-division champ from the SEC.
We go into week 11 likely with four undefeateds and seven one-loss majors.
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