[tarcone]

I havent looked into the Parent Plus loan. We do qualify for that. But I hate taking out another loan.

But the alternative may kill us financially. I need to investigate the parent plus. Is deferred until she graduates?

For those of you that have young ones, I suggest starting a 529 plan now. It is tax free when using it for school and the amount you pay in every year is tax deductible. It is a win-win.