I'm using Errands based on recommendations in this thread, and it does what I need. I just use it as a way to track my TODOs, and use the default Calendar for scheduling. It's just me, so I don't need syncing or anything.
I'd like to hear what people do for budgeting. For the last three years, I've been using spreadsheets (Google Docs' spreadsheet to have access from anywhere). I saw some Google Docs apps, but it seemed like the spreadsheet stuff cost extra. I don't know how much I'd like using spreadsheets on the iPhone, so I wanted to try it out first and am not in a hurry to buy one then.
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