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Just skimmed through this, man what an insane time.
Fast forward to today and we at taking advantage of the situation to refinance. Going from a 4.35% interest rate to 2.99%. Going to save a ton of money.
Mortage guy called last night. Said we are going to owe $4900 up front for second quarter taxes and our yearly insurance premium is due. We have this money in escrow with our current lender, so it will be a wash once we get the escrow money returned from them. Confirmed that the insurance is due. When I looked at the Q2 taxes it appears our lender sent them on 4/10, so that money is out of escrow, yet it hasn't been updated on the towns website, where the title company is getting the info from. I'm not sure how this will go and I am certainly not paying the taxes twice. We are supposed to close today. I also hope they can do a wire transfer, because not sure how I can get a cashiers check these days.
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