09-20-2007, 08:09 AM | #1 | ||
Head Coach
Join Date: Oct 2000
Location: North Carolina
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"24 Hour Banking Adjustment"
So I just logged into my bank account to see if a check had cleared, and I noticed that Wachovia had deducted $18.00 from my account, calling it a "24 HOUR BANKING ADJUSTMENT."
Anyone know what that is? I'm gonna call to figure it out, but I thought that if someone here knew, it might save me some time. I've never seen it before. |
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09-20-2007, 08:32 AM | #2 |
Grizzled Veteran
Join Date: Oct 2000
Location: Wisconsin
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It is a multiple of 9 so, probably transposed some numbers and caught in 24 hours later when they balanced.
You may have deposited a check for say, $113 but, they deposited $131 and then deducted the $18 from your account later.
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09-20-2007, 08:51 AM | #3 |
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Another possibility is that this doesn't refer to something they've done in a 24-hour period but rather something to do with ATM's (aka 24 Hour Banking).
A combined set of service charges for ATM transactions maybe?
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09-20-2007, 09:07 AM | #4 | |
Head Coach
Join Date: Oct 2000
Location: North Carolina
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Quote:
That's what I am wondering. If they are charging me for using ATMs at a certain time, then I want to know it so I can stop doing it and/or change banks. Though Mustang's explination makes sense, especially because my ATM habits have not changed, and this is the first time that I have seen this on the account. Last edited by albionmoonlight : 09-20-2007 at 09:07 AM. |
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09-20-2007, 09:10 AM | #5 |
lolzcat
Join Date: Oct 2000
Location: Annapolis, Md
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09-20-2007, 09:10 AM | #6 |
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Location: Massachusetts
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09-20-2007, 09:21 AM | #7 |
Head Coach
Join Date: Oct 2000
Location: North Carolina
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I guess they call it a 24 Hour Banking Adujstment because it would have been mean of them to call it the stupid customer adjustment.
Having done a little digging, I realize that I am the one guilty of having deposited a recent check while transposing the numbers $18.00 in my favor. Not their fault at all. Thanks for saving me a phone call. |
09-20-2007, 09:26 AM | #8 | |
Pro Starter
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Location: The Internets
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Wow. Mustang wins the thread in a landslide.
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09-20-2007, 04:52 PM | #9 | |
General Manager
Join Date: Nov 2002
Location: The Town of Flower Mound
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Quote:
I once did an ATM deposit for something like $1500.00, but when I was entering in the amount on the ATM screen I forgot to hit the final two zeros for the cents, and it showed a $15.00 deposit. I was about to go on vacation and needed the money badly, but luckily my bank fixed it for me fairly quickly... I still felt like the biggest idiot in the world, though.
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09-20-2007, 05:14 PM | #10 |
High School Varsity
Join Date: Oct 2000
Location: Georgia via Alaska via Washington
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I made a $54 error..but in the opposite direction! It was like free money!
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09-20-2007, 07:10 PM | #11 | |
Hall Of Famer
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Location: Back in Houston!
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Quote:
Um... just, damn. SI
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