Tiny car accident

Schmidty · 11-30-2009, 01:57 PM

I was in a little collision with another vehicle today. I backed up about a foot after dropping off my daughter at school, and tapped an SUV that had pulled up behind me a few seconds before. There was a very shallow dent the size of a nickle, and the guy gave me his card and asked me to email him my insurance info because he was in a hurry. The problem is that I've never been in an "accident" like this, and have no idea what to do. I'm afraid of calling my insurance company because I don't want to say something wrong and increase the cost of my policy by a large amount.

Any advice?

(I haven't told my wife yet)

sooner333 · 11-30-2009, 02:41 PM

Ask him if he would get an estimate for the damage and write him a check/pay cash/whatever. It's going to be cheaper in the long run unless he tries to screw you over on the estimate. In which case you could tell your insurance company. He'll likely do it because he'd probably rather have the money for a dent he won't fix rather than get the fix paid for.

Oilers9911 · 11-30-2009, 02:51 PM

I hope you had a golf club in the back seat to rescue the guy.

Rizon · 11-30-2009, 02:52 PM

Run inside your house and refuse to talk to the police.

Rizon · 11-30-2009, 02:52 PM

Shit, a few seconds too late on the first Tiger joke!!

DaddyTorgo · 11-30-2009, 02:58 PM

Quote:

Originally Posted by sooner333

Ask him if he would get an estimate for the damage and write him a check/pay cash/whatever. It's going to be cheaper in the long run unless he tries to screw you over on the estimate. In which case you could tell your insurance company. He'll likely do it because he'd probably rather have the money for a dent he won't fix rather than get the fix paid for.

this is probably the best first step

Drake · 11-30-2009, 03:16 PM

Can you post pics? I want to see just how small your car is.

And how many clowns can you fit in it?

Mizzou B-ball fan · 12-01-2009, 08:06 AM

+1 on the estimate advice. I wouldn't turn this in to your insurance under any circumstances. It likely won't even exceed your deductible.

JediKooter · 12-01-2009, 12:18 PM

As long as no one got hurt other than their pride, that's not too bad. Glad you are ok Schmidty.

Mustang · 12-01-2009, 10:27 PM

Like every else has mentioned, avoid insurance unless the guy is trying to screw you over. Chances are if it is just a nickel size dent, the guy isn't going to get it fixed anyways and just pocket the money.

MikeVic · 12-01-2009, 10:36 PM

Sorry I'm late, but was your sister in the car with you? If so, is she OK?

Antmeister · 12-01-2009, 10:45 PM

Quote:

Originally Posted by MikeVic

Sorry I'm late, but was your sister in the car with you? If so, is she OK?

LOL!

MJ4H · 12-01-2009, 10:48 PM

Quote:

Originally Posted by MikeVic

Sorry I'm late, but was your sister in the car with you? If so, is she OK?

12-01-2009, 12:18 PM	#9
JediKooter Coordinator Join Date: Dec 2004 Location: San Diego via Sausalito via San Jose via San Diego	As long as no one got hurt other than their pride, that's not too bad. Glad you are ok Schmidty. __________________ I'm no longer a Chargers fan, they are dead to me Coming this summer to a movie theater near you: The Adventures of Jedikooter: Part 4

12-01-2009, 10:27 PM	#10
Mustang Grizzled Veteran Join Date: Oct 2000 Location: Wisconsin	Like every else has mentioned, avoid insurance unless the guy is trying to screw you over. Chances are if it is just a nickel size dent, the guy isn't going to get it fixed anyways and just pocket the money. __________________ You, you will regret what you have done this day. I will make you regret ever being born. Your going to wish you never left your mothers womb, where it was warm and safe... and wet. i am going to show you pain you never knew existed, you are going to see a whole new spectrum of pain, like a Rainboooow. But! This rainbow is not just like any other rainbow, its...

11-30-2009, 02:41 PM	#2
sooner333 College Starter Join Date: Oct 2000 Location: Norman, OK	Ask him if he would get an estimate for the damage and write him a check/pay cash/whatever. It's going to be cheaper in the long run unless he tries to screw you over on the estimate. In which case you could tell your insurance company. He'll likely do it because he'd probably rather have the money for a dent he won't fix rather than get the fix paid for.

11-30-2009, 02:51 PM	#3
Oilers9911 College Benchwarmer Join Date: Jan 2006	I hope you had a golf club in the back seat to rescue the guy.

11-30-2009, 03:16 PM	#7
Drake assmaster Join Date: Feb 2001 Location: Bloomington, IN	Can you post pics? I want to see just how small your car is. And how many clowns can you fit in it?

12-01-2009, 08:06 AM	#8
Mizzou B-ball fan General Manager Join Date: Aug 2001 Location: Kansas City, MO	+1 on the estimate advice. I wouldn't turn this in to your insurance under any circumstances. It likely won't even exceed your deductible.

12-01-2009, 10:36 PM	#11
MikeVic Head Coach Join Date: Mar 2003 Location: Hometown of Canada	Sorry I'm late, but was your sister in the car with you? If so, is she OK?

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