 |
10-28-2012, 05:42 PM
|
#1 | ||
|
Pro Starter
Join Date: Jul 2001
Location: Not Delaware - hurray!
|
Car Accident: Doing my Due Diligence
FOFC to the rescue (again)
My wife and daughter were in a car accident on Thursday night. Long story short, it was not her fault - someone attempted a left hand turn into oncoming traffic (my wife). She hit my wife and during my wife's attempt to go around her, my wife hit a car that was perpendicular to her (attempting to make a right-hand turn on red). Driver's side air bags deployed, and the front end seems to be totaled. The car is currently in the shop and we should soon hear back regarding whether it can be repaired or not. The question I have is - my wife severely sprained her thumb and has a series of (what look like) minor injuries. The next day, however, she's had some neck pain. My first thoughts are not so sue the daylights out of anyone, but I want to make sure we're covered for any issues that may arise (whether it be healthcare, or trauma). I do know she's a little jumpy right now for two reasons - my 11 year old daughter was in the car (who fortunately was not hurt) and the obvious trauma of being blind-sided by this event as a whole. From a legal standpoint - how do I go about making sure we're covered? I don't want to go to a standard ambulance chaser whose sole purpose is to milk the system for all its worth. We're currently documenting everything, so I think we have that squared away. This is a figurative minefield that we have no experience in, and I don't want to come away feeling that we got screwed by a system that can easily take people for a ride. Thanks!
__________________
She loves you, yeah, yeah, yeah, yeah! She loves you, yeah! how do you know? how do you know? |
||
|
|
|
10-28-2012, 05:54 PM
|
#2 |
|
Hall Of Famer
Join Date: Nov 2002
Location: Newburgh, NY
|
My experience is that you need an attorney to get fair compensation. The one time I had an accident with minor injuries I didn't get an attorney and I had to fight tooth and nail for everything. They aren't trying to be fair, they are trying to pay out as little as possible.
That being said, document every penny spent. You won't get anything without the documents to prove it.
__________________
To love someone is to strive to accept that person exactly the way he or she is, right here and now.. - Mr. Rogers |
|
|
|
10-28-2012, 06:06 PM
|
#3 |
|
Coordinator
Join Date: Sep 2003
|
Call your insurance company and have them fight for you.
__________________
Why choose failure when success is an option? |
|
|
|
|
10-28-2012, 06:25 PM
|
#4 | |
|
Favored Bitch #1
Join Date: Dec 2001
Location: homeless in NJ
|
Quote:
This. It is what you pay them for. I work for one of the big insurance companies on the property damage side. Shoot me a PM if you have questions |
|
|
|
|
|
10-28-2012, 07:39 PM
|
#5 |
|
Coordinator
Join Date: Jan 2001
Location: Keene, NH
|
thirded on calling the insurance company.
and first to say that I'm glad they are okay!
__________________
Mile High Hockey |
|
|
|
 |
| Currently Active Users Viewing This Thread: 1 (0 members and 1 guests) | |
| Thread Tools | |
|
|
