If you are fumbling 3 times a game then it is you, not the game. I don't mean that in a mean way. I mean it in a constructive way.
I have labbed every possible combination of teams for my slider project and I have NEVER had 3 fumbles in one of those games, let alone every game.
Also, I just played as FSU hosting Miami and it was a downpour. I had 1 fumble. I expected many.
The only way to fumble as much as you are is to play on aggressive and/or try to highlight stick your way up and down the field, in and out of traffic. I took numerous hits in traffic and protected the daylights out of the ball.
With 3:30 left in the game I was trying to kill the clock and preserve a 24-22 lead. I knew Miami would be stripping left and right so I protected on every single run. No fumbles. I had to punt and hang on but I didn't fumble.
All my games have been perfect with regard to fumbles. Its a matter of play style.
I'm really getting bored of the people who scream TOO MANY USER FUMBLES or TOO MANY CPU RETURNS. Neither of those things is an issue for someone who understands how football should be played.
People, please stop blaming EA because a 4 yard run isn't enough for you. You want to break every tackle and take it to the house and create a highlight reel on every play.
If every college and pro running back played as wrecklessly as you did (i mean the community, not the op) you would see that many fumbles on Saturdays and Sundays.