do you have stadium music saved on your HDD or plugged-in memory card?
No, I haven't done anything with the Stadium Music feature in the game. Oh well, I don't know why it does that, if you have any other thoughts on it just let me know what else to check.
Btw, it did this from the very beginning. I got this Xbox version to play on my 360 the other day, I loaded it up to save my VIP so there would be a 2K5 folder on my hdd, I then put the roster/franchise/settings files on my hdd, then I loaded up the game, went straight into the difficulty section (without moving anything) to see how he had them set, and then when I backed out it said my settings had been changed. So yeah, I had not touched anything at all.