Are you using the franchise 1985 roster or not. Should be two 1985 files to choose from on the site, one is a roster for play now type games and a franchise roster for a franchise. When trying to start a franchise from the play now roster you will have problems due to the cap value. Have been using the Xbox 1985 rosters for some time and never had a problem with the franchise roster but did with the play now roster when starting a franchise before I noticed there was a separate franchise file....