If you've noticed there are multiple threads with people talking about this (not trying to be a jerk). I think everyone is aware both the progression & regression is plain awful. The progression system is always been an issue for Dynasty/Franchise players, as 4-5 years into your franchise there is an abnormal amount of 90+ overall players.
I guess the good thing since everyone is so good, each game is a challenge however it ruins the balance of good to bad teams since every team is 90+ overall, and Win/Loss records for everyone hover around .500. You really lose the discrepancy of having a couple 13-3/12-4 teams and then some 2-14/3-13 teams. Everyone seems to end the year around 8-8/9-7...