In our league we dont have a "set formula" that we just look at and go by exactly.
Overalls dont always = the value of a player in madden.Because speed is king.Speed in a user vs user league can be used by people to overcome lack of skill (the player in game attributes) sometimes. Also you can find alot of (great madden players) who have high speed and accel, decent catch or juke/elu and their overalls be 60-70 but play in madden like a 95 overall player you would think would play.
So we tend to look at a mixture of speed, age of player( thanks to bad regression in our opinion), past production , dev trait, and skills that matter more for their specific position . That to use gives us a certain "value " to the player that sometimes matches their overall , sometimes does not.
Sometimes if they are say a high overall player, but on last year of contract, makes it alittle more risky for team taking them, so his value drops just alittle bit due to that risk, over say someone with 3 years left. Because the team may only get him for 1 year then he walks.
Also , when dealing with draft picks. We have kept a good record over our 5 drafts so far of the average overall talent in each draft, plus the average overall of players picked per round.
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Draft Recaps
Now based on this data.here is what we see each rounds pick value as , due to on average it is about what the overall of player you may find in that round:
Round 1 - 75
Round 2- 70
Round 3- 67
Round 4- 66
Round 5- 66
Round 6- 65
Round 7- 66
Sure the person may pick a higher overall player in those rounds, but its a risk. We know what the average player picked is in the round, so we use that as a base to value the pick. Most often after round 3 the only 73 and up overall player people tend to find is a FB, DT, or maybe Oline.
Many people like to base trades simply on just overall ratings, but anyone who has played madden enough should know by now, that dont always tell how valuable a player really can be . Many other factors go into it.
In our league we have 5 member committee, trade must get at least 3 approvals to pass.That way even if one or two dont think the trade is enough on both sides as long as majority does, it passes. Some may say , well that method you all use is too subjective, but thats ok, it works well and people feel like they are not being screwed on either side most times. Except the few who was hoping to get that 6'1" wr with 93 speed and 96 accel, 82 catch, and 82 CIT, 80 Release for a 3rd or 4th round pick just because his awareness isnt 90 making is overall rating a 72 instead of 87 or so as it should be.