I wish there was a way for EA to implement a "LIVE Trade" System on the AI, and give the teams their proper Draft Picks. By the LIVE system, that would mean when you go into Franchise, Lloyd would still be a Bronco(even though in Play Now, you can play as the Rams and he would be on their team) and during the simulation period of Week 6, Lloyd gets moved to the Rams, and the Draft Pick gets moved to Denver.
Same with Carson Palmer. He would be a Bengal for the first 6 weeks, and during the simulation period he gets moved to Oakland, and Oakland's 2012 1st Round & 2013 2nd Round Pick would be moved to Cincy.