Being frugal I suppose you could use up all 75... 10 here and there but I still project your 120k will run dry before you you use up the first 75.
If you make an outside perimeter player: outside will be expensive (like close to 55k) - same principle for inside scorer.
Next expensive bucket is Playmaker for PG and I think Rebounding / Defense for bigs. Defense will cost you at least 40k to max out I believe for any position.
I was projecting about 40k minimum for at least 3 separate buckets to be maxed out. That's how I projected 120k could go into about 60 upgrade bars because 20 is the max discipline in each bucket.
50k on Outside + 40k on Defense will leave 30k.. that's good for about one more full bucket, say playmaker on a SG. There is your 120k. Most would want Athlete though and that's also expensive, like 45-50k do almost 100k is gone maxing out Outside and Athlete.
He will get the numbers straight though in game, may even hit a discount day on attribute upgrades.
Sent from my SGH-I337M using Tapatalk