I admit, like some I had a difficult time "finding" my rosters on the memory card I received from FK. I too thought it was blank. After "looking" at it through the 360 dashboard without using the game disc I did notice that it had data installed on it. I simplied copied the data from the card to the hard drive on my 360. From there when I booted up my disc I noticed the message "Rosters Loaded" did appear and the names appeared on the players when going into the "Play Now" mode. Unfortunately I am unable to get the names to appear in a current or new dynasty mode. Any help would be greatly appreciated.