I think most of the problem lies in the rosters and create-a-playbook. I had NO ISSUES what so ever before I downloaded any rosters. All I played was ranked online, but never had 1 issue. As most ppl already know rosters (besides FK's) came out super early. I think the 'edits' ppl did is causin a good % of the problem's . I had ALL these rosters downloaded (PastaPadre, Patrick Morty, and 1 other I forgot the name). It was to the point to where I couldnt even get back inside the game (after press start menu). I had to switch memory cards (360) just to get past the start menu ( would freeze during the loading screen EVERY time ).