i read on other threads that adjusting the coach strategies for each coach might work to lower qb completion %s (and subsequently passer ratings)
so i went through and made the following changes:
1.) on the offense run/pass slider, i increased the pass % by 20% (many people have commented that the cpu sim engine simply doesn't give teams enough pass attempts)
2.) on the defense conservative/aggressive slider, i moved each coach 25 points (clicks) towards the aggressive side, to hopefully bolster each team's pass defense a bit (rush the QB, tighter coverages, i don't really know how these things affect the sim engine but hey i'm trying)
3.) on the defense run/pass slider, i increased the pass % by 10% to correspond to the offensive pass% increase (but i didn't want to leave the run defenses out to dry, so thats why i chose 10 instead of 20)
hopefully this will help create more realistic stats while somewhat preserving all the variation in different coaching styles...if anyone else wants to try this, it could only help to hear how others' dynasties turn out...i will post with results of my first season when i finish in (i'm guessing) 3-4 days
the max drive file with these coach slider edits is below... you can still be any team you want by creating a new coach of course