Yes, you have to get all the Achievements/Trophies, but I believe there is a way to bypass this on PS3 by copying a file of some sort. I'm not sure of the trick (I have a 360, myself) but I'm sure if you look around on here,
http://2ksports.com/forums/forumdisplay.php?f=77 or
http://www.2kfootballstrategy.com/ you will definitely find it. I've seen it posted many times before.
Good luck!
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PS5: El_Greazy
Playing: College Football 2025, WWE 2K24, FIFA 21, Among Us, Party Animals