1. Supposed to be fixed, no more rubber-banding.
2. Not happening due to an issue with the 360 and how it handles profiles. Direct comment from EA when asked for this feature at TW Community Day. They almost had it working, but there were too many variables from a programming perspective that did not allow them to finish it an leave it in the game.
3. Don't see this happening yet, not in TW11 at least.