It is causing gameplay problems, though. When CPU-controlled teams don't bother kicking 25-yard field goals because kickers are just awful or when they do, they miss them horribly, it's a problem. People have reported CPU teams in never punting because punters are so bad. That's a gameplay problem. Users are converting cornerbacks to kickers because they have higher kick ratings than the kickers they recruited. That's a problem.
The reason teams with C+ ratings are winning conference championships is because the lower-tier teams in BCS conferences are filled with rosters of players rated in the 60s or lower. Five or more seasons into dynasties and teams are ending up with rosters with seven or eight QBs, or no quality running backs. It's a problem when Penn State doesn't have a running back rated overall above the 40s, as one user reported when this first came up. That may be a rarity, but just the fact that it's possible is a big problem.