Im in two online leagues
Our rules are no user catching on O,
On D: No user switching while the ball is in the air.
Once the ball is caught, you can switch
On running plays, you can switch whenever the heck you want.
Of course, you can user INT with the player you are controlling.
It works very well, stats, across the board are what they should be.
Good defensive players are making plays, bad ones arent.
User catching overrides ratings. We all know this.
If your FS safety sucks and wont make plays on the ball, or if you have a WR that wont catch as well as you like, then you'll have to upgrade that position in the offseason.