I don't even understand this. At all. I remember I got a Luongo MAXED OUT card on auction - somehow - and he had about a .650 save percentage when I played him. I find a 99 overall goalie is as good as one that's a 75.
I also find it comical people spend that much money on HUT. Where's the fun? The challenge of earning cards? "Going on up?" Maybe it's just me. I can see buying a pack or two so you have SOMEONE to lead your team, but... meh.