I really fell like a downer today but I wonder if we will ever see what you are referring to factored in. The wrap up button for securing the ball is a great addition but I am afraid it will never see its' full potential because so many gamers want all the reward but little to no risk. The added risk to using User controlling a player with a lesser carry or catch rating and anytime any player is taking a big hit, should be the need to secure the ball. I despise the fact how the ball magically sticks to players hands and just that added necessity to consistently wrap up/secure the football would make offense that much more realistically challenging for the User.
Even for User receptions I wish success would require not only that the User receiver get their hands on the ball but have to possess it and complete the process by securing the ball with the wrap up button. This would allow for more realistic drops for catches and INTs instead of an instant catch or drop.
User control is far too often used as an excuse for making actions in Madden more manually successful, when manual control should be inherently more challenging but potentially more personally rewarding than trusting the AI. If I can either trust the AI, ie the virtual player or do it myself for a far greater success rate, that's really not much of a choice.