Verner is an 87 in the game with 89 MCV and 88 ZCV. In real life and in the game Carolina is going to be horrible this year, they have no one for Cam to throw to (in the game Cotchery is the best WR at 80ovr), the offensive line is patchwork at best and the RB's have a lot of wear on them. Atlanta and New Orleans are good but not unbeatable.
My prediction for the NFC South this year:
New Orleans - 11-5
Atlanta - 10-6
Tampa Bay - 8-8
Carolina - 5-11