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I dont play online much and I agree with your statement but I always thought online and offline in all sports games should have separate sliders bases for the exact issues you brought up .
update , Ok Im truly amazed at what EA has done with AI and strategy this year as I fell behind 3-0 to TB as FLA and they became more patient not really conservative or a shell as its little things like this are subtle but blow me away with the detail , very impressive and I have both hu and cpu strategy maxed