You're right. And I've been saying for a couple years now they need to separate career and park.
Remember when you could create three different career modes with three completely different players? (Appearance, name, position, style of play etc).
Bring that back. And if people want to max out there guy with VC go right ahead.
Then have you create a whole other guy for Park, and you can't upgrade him with VC. You need to grind it out.
They won't do it though, due to $