Personally I have no problem w/ people who spend a few bucks, even a couple hundred bucks, on UT, especially if they're in the type of situation you are
Those who spend like $500+ though....man....you really need to donate some $$$ to a local charity lol stop wasting so much on virtual items *sigh*
Besides, you're probably just boosting your character from OVR 72 to OVR 78 or something like that....that's not pay to win that's pay to compete lol
Someone who goes from OVR 72 to OVR 97 from buying cards....well, it's their $$$ so I can't hate too much, but damn that's pretty pathetic