[F17]

Gone with lower.
For me the lower ratings better represent the difference in talent not just across the league now, but for all time. players who make it into the mid to upper 90s with a lower XP are ones that would truly be HOF candidates. Otherwise you have player like Buster Mayfield (who is ridiculously over rated in the game anyway) legitimately having the chance to have attributes of a Steve Young level after 6 years of playing. Which is ludicrous, I'm sure you'll agree