Outstanding!! I've played two games with the stock settings on the GPU and no crashes.
This was bittersweet news at first, but understandable. Bitter in that I was concerned that I would lose some quality in the OBS recordings due to not overclocking my GPU. Come to find out that the advances that OBS has made since I last reworked the settings has made up the difference. For the here and now I won't need to upgrade my GPU, but I foresee that I'll be doing so probably after the first of the year.
Thanks so much for the insight!!!!