I dropped to 20 as well to see what happens. My QB went from throwing 3 picks his sophomore season to 12 his junior year after the patch before last. Not terrible.
This season has been under the latest patch, and he’s thrown 16 in 8 games. Only one game without any picks, and four games with multiple picks. Last game, he pulled a Kyle McCord (5 picks) and I dropped it to 20. Though after watching McCord, maybe it’s realistic lol