Can you share with me what some of those settings are traditionally? The biggest problem I am having is that when on player lock, teammates are pretty useless and clueless as defenders -> and on the offensive end, do not seem to have access to the same level of skill and aggression as the CPU counterparts.
It's maddening watching the CPU teams players play like they ought to...cutting, driving, finishing, adjusting on screens and defending...while on the other end we've got some crash dummies.
I want the challenge, but I don't want it to be so unbalanced that it isn't fun. If I'm on player lock as a PG with Jordan and Pippen....they should play like them. They shouldn't be offensively inept, definitely shouldn't be getting shredded with zero resistance on D.