Exact same settings here. I'm having an unusually good year as well...In past years I would settle in between Veteran and All Star, usually a little higher on the pitching side because I suck at hitting.
This year I've left DD on and I've moved up to legend pitching and HOF hitting. I'm still winning way more than I lose, but I have also suffered the same fate as you, losing out in the playoffs.
I'm happy to ride it out for now and see how the playoffs go.
Enjoy!

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