1) you start your franchise in the game as per usual. Makes no difference how many teams are HUM/CPU controlled
2) now, save your franchise to the memory card BEFORE you play any week 1 games (but after the preseason if you had it turned on). For anyone who plays the preseason: this means AFTER you click thru the prompt to "start season," but the schedule must be loaded before any wk1 games are played
3) open it in the editor & click on the tab near the top left of the screen where it says "schedule" just to the right of the tab that says "teams"

^you would click where it says "2007 schedule" in the picture (the example franchise in the picture already had the 2007 season loaded; that's why the word '2007' is shown. Your own game might say a different year or it may just say 'schedule,' but regardless click this button
4) on the bottom-left of the subsequent screen, click the "load schedule" button:

this should take you right to the schedules subfolder of program files directory for Finn's Editor where you'll see a half-dozen or so different schedules as of the date of this post (basically all the real-life schedules for 2004-present). if for some reason this is not the directory that pops up, simply navigate to it. this folder is located here by default:
"C:/Program Files/NFL 2k5 Gamesave Editor/Schedules"
this is what this screen looks like:

5) now, just select the one called "NFL2008-2009" to play the 08-09 season
6) save your franchise & load it up in game
you can load a schedule for any year in franchise (doesn't half to be just for year1) by repeating these steps as long as you do so prior to playing any week 1 games, but after the preseason has ended
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