It's Destiny. Lazy to compare it to other games and it doesn't work out.
People say BL because it's got a big co op component with leveling, lots of loot and different skills to use. The gameplay feels nothing like BL2 to me.
As for your last question... As of right now, no. But that's because FPS games lately are a bore more often than not. I'm most likely gonna get Battlefront, and having more than one console FPS just seems like overkill to me.

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