It's about to get my first credit card... help?

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  • Brandwin
    Hall Of Fame
    • Jul 2002
    • 30621

    #16
    Re: It's about to get my first credit card... help?

    Originally posted by MattG
    you are the next irresponsible student that will charge up another $5000 debt for them to mooch off of.


    That was me. Not $5000, but about $1800. I was told the dangers and I knew, but I still bought above my means and was stupid for it.

    Originally posted by ESPNdeportes
    Just buy things you know you can afford to pay for and always pay it off completely. If you think you're gonna get suckered into things you can't afford but would like (TV, computer, etc.) then don't get the card because you can run into trouble. But if you stay disciplined, it will be fine.
    Great advice!

    Comment

    • duke776
      MVP
      • Nov 2006
      • 3044

      #17
      Re: It's about to get my first credit card... help?

      Originally posted by Blzer
      Because the last time I stuck a Jackson through the floppy drive to donate, Steve said he never received it.

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      • sbmnky
        #ITFDB
        • Mar 2003
        • 1206

        #18
        Re: It's about to get my first credit card... help?

        watch this movie: http://www.maxedoutmovie.com/

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        • DC
          Hall Of Fame
          • Oct 2002
          • 17996

          #19
          Re: It's about to get my first credit card... help?

          Originally posted by Undefeated
          If the goal is "establishing credit" as a young adult, there are lots of ways to do that without a credit card. Get on a car lease, for example. Pay your insurance bill. All of that stuff is just as influential on your credit as CC's.
          You know some folks (a lot of folks) buy used cars that don't even require leasing.
          Concrete evidence/videos please

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